General information from a recorded webinar, not legal advice for your situation.

Can Medicare stop paying if you don’t improve?

Quick answer · 0:32 · From Life Care Planning: Protecting, Finding, and Paying for Care · Recorded Nov 20, 2025

Short answer

Not for that reason. Medicare can stop paying when skilled care is no longer reasonable and necessary. But after a federal case known as Jimmo, it can't deny coverage simply because you are not improving. A denial for lack of improvement goes against federal rules.

Key points

  • The improvement standard is not the rule.
  • Custodial care alone is not covered.
  • You receive a notice when Medicare coverage ends.

Lauren FinkFounding attorney, Everbright Legacy Law

Read this part of the transcript

If you hit the point where the care is no longer reasonable and necessary, and it’s just providing custodial care to you at that point, then Medicare will no longer pay, and you’ll receive a notice that Medicare is no longer going to pay. You may still, at that point, require long-term care, and at that point, you have to address how are you going to make your payments. Some of the barriers to Medicare coverage, I mentioned the observation status issue with being admitted to a hospital. Another barrier is the improvement standard. So there was a big case called Jimmo, where what they found is that people who were on Medicare coverage were being denied coverage because they were no longer improving.

Created automatically from the recording. Full transcript on the webinar page.

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