General information from a recorded webinar, not legal advice for your situation.

Will Medicare pay for home health care?

Quick answer · 0:53 · From Life Care Planning: Protecting, Finding, and Paying for Care · Recorded Nov 20, 2025

Short answer

Yes, if you qualify. A doctor must order the care, it must be reasonable and necessary, you must be homebound and you must need skilled care, not just help with daily activities. Medicare can then cover about 28 to 35 hours a week of skilled nursing and home health aide services.

Key points

  • Must be ordered by a physician.
  • You must be homebound.
  • Coverage continues as long as you qualify.

Lauren FinkFounding attorney, Everbright Legacy Law

Read this part of the transcript

And the care must be a need for skilled care. So what that means is that it can’t be custodial care only. So it can’t be just that you need help with your activities of daily living. You need skilled care beyond that. And if you hit those pieces, those requirements, then home care can cover up to 28 to 35 hours per week of skilled nursing and home health aid services. And this is so long as you continue to qualify for it. This is unlimited in duration. There are no co-pays, there’s no deductibles, you do not require hospitalization, and there’s little to no cost-sharing. So this is a huge, excellent benefit that’s available.

Created automatically from the recording. Full transcript on the webinar page.

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