When should you start planning for long-term care?

Long-term care planning is something that can go well beyond just having your essential legal documents, like wills, powers of attorney, and healthcare directives in order. The earlier that you begin to plan when it comes to long-term care, the more opportunities that are available. So I often have clients who ask me, “Well, Lauren, when should I start to plan for needing long-term care?” And really, again, the earlier, the better. As soon as you get a diagnosis, even if you don’t need care, even if everything is okay, it’s a good idea to sit down and look at your estate planning documents, to look at your assets, to look at your finances, and see whether there’s any opportunities that we have where we can do some planning.

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