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<url><loc>https://everbrightlegacy.com/webinars/quick-answers/can-families-care-for-their-own-dead/</loc><lastmod>2026-11-13T15:13:36+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-can-families-care-for-their-own-dead-first.jpg</video:thumbnail_loc><video:title>Can families care for their own dead?</video:title><video:description>Yes. Caring for your own dead is legal in all 50 states, within some limits. Families can bathe, dress and sit with their person at home, hold a vigil, or work with a guide. The Home Funeral Alliance offers a downloadable guidebook, pay what you will or free if needed, that walks through each step.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/can-families-care-for-their-own-dead.mp4</video:content_loc><video:duration>57</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/why-write-your-own-obituary/</loc><lastmod>2026-11-13T15:13:36+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-why-write-your-own-obituary-first.jpg</video:thumbnail_loc><video:title>Why write your own obituary?</video:title><video:description>Three reasons: accuracy, convenience and flavor. Writing your own obituary while you are living gets the facts right, saves your family a hard task during grief, and lets your personality come through. A good target is about 500 words.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/why-write-your-own-obituary.mp4</video:content_loc><video:duration>58</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-supported-decision-making/</loc><lastmod>2026-11-13T15:13:35+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-supported-decision-making-first.jpg</video:thumbnail_loc><video:title>What is supported decision-making?</video:title><video:description>Supported decision-making means using people you trust to help you understand your options, while you still make the decision yourself. Most of us already do it when we ask family or friends for advice. For vulnerable adults, it can be a less restrictive alternative to guardianship.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-supported-decision-making.mp4</video:content_loc><video:duration>53</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/when-should-you-start-planning-for-long-term-care/</loc><lastmod>2026-11-13T15:13:34+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-when-should-you-start-planning-for-long-term-care-first.jpg</video:thumbnail_loc><video:title>When should you start planning for long-term care?</video:title><video:description>The earlier, the better. Long-term care planning goes beyond wills, powers of attorney and health care directives. As soon as there is a diagnosis, even before care is needed, it is worth reviewing your documents, assets and finances to see what planning options are open.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/when-should-you-start-planning-for-long-term-care.mp4</video:content_loc><video:duration>35</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/do-you-have-to-rush-after-a-death/</loc><lastmod>2026-11-13T15:13:33+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-do-you-have-to-rush-after-a-death-first.jpg</video:thumbnail_loc><video:title>Do you have to rush after a death?</video:title><video:description>No. Death is not an emergency. The changes that follow a death, like muscles stiffening and the body cooling, happen gradually over several hours. Families have time to slow down, gather and decide what comes next instead of calling a funeral home right away.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/do-you-have-to-rush-after-a-death.mp4</video:content_loc><video:duration>58</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/should-you-use-ai-to-write-an-obituary/</loc><lastmod>2026-11-13T15:13:32+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-should-you-use-ai-to-write-an-obituary-first.jpg</video:thumbnail_loc><video:title>Should you use AI to write an obituary?</video:title><video:description>You can, but you will get a generic, cookie-cutter obituary. AI is trained on writing that came before it, so it can&apos;t capture the personality and flavor that make an obituary feel like the person. Writing it yourself, or with someone who knew them, keeps it personal.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/should-you-use-ai-to-write-an-obituary.mp4</video:content_loc><video:duration>49</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-does-a-health-care-directive-do/</loc><lastmod>2026-11-13T15:13:31+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-does-a-health-care-directive-do-first.jpg</video:thumbnail_loc><video:title>What does a health care directive do?</video:title><video:description>A health care directive records your health care wishes, like whether you want CPR, and names a health care agent who can make medical decisions for you if you lose capacity, even temporarily, such as during surgery. Any adult can benefit from having one.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-does-a-health-care-directive-do.mp4</video:content_loc><video:duration>47</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/who-should-be-on-your-care-planning-team/</loc><lastmod>2026-11-13T15:13:31+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-who-should-be-on-your-care-planning-team-first.jpg</video:thumbnail_loc><video:title>Who should be on your care planning team?</video:title><video:description>An elder law attorney, a financial advisor who knows your investments, an accountant for tax questions when assets move, and trusted family members and care providers. Long-term care planning involves complex rules, so a coordinated team helps.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/who-should-be-on-your-care-planning-team.mp4</video:content_loc><video:duration>55</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/is-it-legal-to-keep-a-body-at-home-in-minnesota/</loc><lastmod>2026-11-13T15:13:30+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-is-it-legal-to-keep-a-body-at-home-in-minnesota-first.jpg</video:thumbnail_loc><video:title>Is it legal to keep a body at home in Minnesota?</video:title><video:description>Yes, within limits. Families can keep their person at home for a time after death. Minnesota law requires embalming, refrigeration or dry ice when burial or cremation will not happen within 72 hours, and it sets time limits for each method. Angela Woosley walks through the timeline in this clip.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/is-it-legal-to-keep-a-body-at-home-in-minnesota.mp4</video:content_loc><video:duration>59</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-do-you-get-ready-to-write-an-obituary/</loc><lastmod>2026-11-13T15:13:29+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-do-you-get-ready-to-write-an-obituary-first.jpg</video:thumbnail_loc><video:title>How do you get ready to write an obituary?</video:title><video:description>Get organized first. List the essential facts, achievements and milestones. Then list what makes you you, like hobbies and passions that would never show up on a resume. Free write everything down and edit later. Even if someone else writes it, this groundwork is a gift to them.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-do-you-get-ready-to-write-an-obituary.mp4</video:content_loc><video:duration>48</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-a-financial-power-of-attorney/</loc><lastmod>2026-11-13T15:13:28+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-a-financial-power-of-attorney-first.jpg</video:thumbnail_loc><video:title>What is a financial power of attorney?</video:title><video:description>A financial power of attorney names someone, called an attorney-in-fact, to help with your finances. You choose which powers to grant, from managing bank accounts to selling property, so read the options carefully. You must be 18 and have capacity to sign it.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-a-financial-power-of-attorney.mp4</video:content_loc><video:duration>42</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/does-medical-assistance-mean-a-bad-facility/</loc><lastmod>2026-11-13T15:13:27+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-does-medical-assistance-mean-a-bad-facility-first.jpg</video:thumbnail_loc><video:title>Does Medical Assistance mean a bad facility?</video:title><video:description>Not necessarily. A common worry is that going on Medical Assistance means ending up in a poor-quality, state-run facility. In Minnesota, that is often not the case, and an elder law attorney can help sort fact from internet myths about your options.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/does-medical-assistance-mean-a-bad-facility.mp4</video:content_loc><video:duration>48</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-green-burial/</loc><lastmod>2026-11-13T15:13:26+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-green-burial-first.jpg</video:thumbnail_loc><video:title>What is green burial?</video:title><video:description>Green burial, also called natural burial, is a burial that reduces the impact on the Earth. It skips embalming, uses a biodegradable shroud or simple casket of pine, willow, bamboo or seagrass, and skips the concrete vault. No state or federal law requires a vault; cemeteries do.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-green-burial.mp4</video:content_loc><video:duration>56</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-goes-in-an-obituary/</loc><lastmod>2026-11-13T15:13:25+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-goes-in-an-obituary-first.jpg</video:thumbnail_loc><video:title>What goes in an obituary?</video:title><video:description>An obituary usually includes a header with the name and dates, a summary of who the person was, early years, later years, those they are survived by, and memorial service details. Early and later years can bend to fit the person&apos;s life, whether that means career, family or something else.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-goes-in-an-obituary.mp4</video:content_loc><video:duration>57</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-a-supported-decision-making-agreement/</loc><lastmod>2026-11-13T15:13:24+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-a-supported-decision-making-agreement-first.jpg</video:thumbnail_loc><video:title>What is a supported decision-making agreement?</video:title><video:description>A supported decision-making agreement is a written plan that names your support team, the areas where you want their help and the areas where you do not. Lutheran Social Service created one version, and other templates are available online.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-a-supported-decision-making-agreement.mp4</video:content_loc><video:duration>56</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-does-home-care-include/</loc><lastmod>2026-11-13T15:13:23+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-does-home-care-include-first.jpg</video:thumbnail_loc><video:title>What does home care include?</video:title><video:description>Home care is help you receive in your own home. It can include chore services and home health care that helps with daily activities like getting out of bed, getting dressed and making meals. It is often the first type of care people use.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-does-home-care-include.mp4</video:content_loc><video:duration>55</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/where-can-you-have-a-green-burial/</loc><lastmod>2026-11-13T15:13:20+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-where-can-you-have-a-green-burial-first.jpg</video:thumbnail_loc><video:title>Where can you have a green burial?</video:title><video:description>There are three kinds of green cemeteries. A hybrid cemetery is a traditional cemetery that allows green burial in some or all areas. A natural burial ground has been natural from the start. A conservation burial ground restores land to prairie or woodland. Minnesota has no natural burial grounds yet.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/where-can-you-have-a-green-burial.mp4</video:content_loc><video:duration>54</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/memoir-or-biography-whats-the-difference/</loc><lastmod>2026-11-13T15:13:19+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-memoir-or-biography-whats-the-difference-first.jpg</video:thumbnail_loc><video:title>Memoir or biography: what’s the difference?</video:title><video:description>A biography covers a whole life from birth to death. A memoir focuses on one theme or area of a life, such as a career, an achievement or philanthropy. Neither is better; both are valid forms of legacy writing.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/memoir-or-biography-whats-the-difference.mp4</video:content_loc><video:duration>43</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-a-social-security-rep-payee/</loc><lastmod>2026-11-13T15:13:17+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-a-social-security-rep-payee-first.jpg</video:thumbnail_loc><video:title>What is a Social Security rep payee?</video:title><video:description>A representative payee is a person or agency approved by Social Security to receive someone&apos;s benefits and make sure their bills get paid. The person then manages only spending money. It provides financial support without guardianship. Include a doctor&apos;s note with the application to avoid delays.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-a-social-security-rep-payee.mp4</video:content_loc><video:duration>48</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-respite-care/</loc><lastmod>2026-11-13T15:13:11+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-respite-care-first.jpg</video:thumbnail_loc><video:title>What is respite care?</video:title><video:description>Respite care gives family caregivers time off so they can rest, run errands or recharge. Adult day programs work like daycare for adults, with set activities and hours. Both have limits on how much care a person can need.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-respite-care.mp4</video:content_loc><video:duration>42</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-much-does-green-burial-cost/</loc><lastmod>2026-11-13T15:13:10+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-much-does-green-burial-cost-first.jpg</video:thumbnail_loc><video:title>How much does green burial cost?</video:title><video:description>There is no single price. It depends on the cemetery and the funeral home. Twin Cities cemeteries that offer green burial include Oak Hill, Mound, Roselawn and Resurrection. To compare funeral homes fairly, ask each one for its immediate burial price.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-much-does-green-burial-cost.mp4</video:content_loc><video:duration>39</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/write-your-memoir-or-hire-a-ghostwriter/</loc><lastmod>2026-11-13T15:13:10+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-write-your-memoir-or-hire-a-ghostwriter-first.jpg</video:thumbnail_loc><video:title>Write your memoir or hire a ghostwriter?</video:title><video:description>It comes down to skills, time and desire. Writing a memoir yourself can take a couple of years if you are not used to a writing schedule. If you are missing any one of the three, consider hiring a ghostwriter.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/write-your-memoir-or-hire-a-ghostwriter.mp4</video:content_loc><video:duration>57</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/who-can-handle-county-benefits-for-you/</loc><lastmod>2026-11-13T15:13:09+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-who-can-handle-county-benefits-for-you-first.jpg</video:thumbnail_loc><video:title>Who can handle county benefits for you?</video:title><video:description>You can name an authorized representative to handle county benefits like Medical Assistance, MSA, GRH and SNAP. That person receives county mail, talks with the county and handles renewals. No guardian is needed.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/who-can-handle-county-benefits-for-you.mp4</video:content_loc><video:duration>53</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-independent-living/</loc><lastmod>2026-11-13T15:13:09+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-independent-living-first.jpg</video:thumbnail_loc><video:title>What is independent living?</video:title><video:description>Independent living, or senior living, is an apartment for people 55 or older. Some include housekeeping, laundry or meals, but residents live on their own and do not need help with daily care activities.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-independent-living.mp4</video:content_loc><video:duration>32</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/is-minnesotas-green-burial-pause-over/</loc><lastmod>2026-11-13T15:13:08+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-is-minnesotas-green-burial-pause-over-first.jpg</video:thumbnail_loc><video:title>Is Minnesota’s green burial pause over?</video:title><video:description>Yes. Minnesota&apos;s green burial moratorium has expired. It paused new green cemeteries so the state could study effects on soil, groundwater and wildlife. The study recommended green burials at about 3.5 to 4 feet deep rather than the traditional 6 feet.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/is-minnesotas-green-burial-pause-over.mp4</video:content_loc><video:duration>47</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-do-you-write-your-own-memoir/</loc><lastmod>2026-11-13T15:13:08+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-do-you-write-your-own-memoir-first.jpg</video:thumbnail_loc><video:title>How do you write your own memoir?</video:title><video:description>Generate ideas, organize your materials, do your research, outline, set a writing schedule and then write. A mind map helps with ideas, and keeping everything in one notebook or system keeps notes from scattering around the house.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-do-you-write-your-own-memoir.mp4</video:content_loc><video:duration>53</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-can-a-county-waiver-pay-for/</loc><lastmod>2026-11-13T15:13:07+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-can-a-county-waiver-pay-for-first.jpg</video:thumbnail_loc><video:title>What can a county waiver pay for?</video:title><video:description>County waivers can pay for services that help a person with a disability or mental health condition live in the community, such as meals and in-home help. Eligibility starts with a MnCHOICES assessment by the county. No guardian is required.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-can-a-county-waiver-pay-for.mp4</video:content_loc><video:duration>51</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-does-assisted-living-care-work/</loc><lastmod>2026-11-13T15:13:07+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-does-assisted-living-care-work-first.jpg</video:thumbnail_loc><video:title>How does assisted living care work?</video:title><video:description>Assisted living is an apartment in a home-like setting with care available through the facility. When you move in, a nurse evaluates you and recommends a service plan. That care is covered under a separate contract, often in care packages.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-does-assisted-living-care-work.mp4</video:content_loc><video:duration>52</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-water-cremation/</loc><lastmod>2026-11-13T15:13:06+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-water-cremation-first.jpg</video:thumbnail_loc><video:title>What is water cremation?</video:title><video:description>Water cremation, or alkaline hydrolysis, uses water and potassium hydroxide instead of flame. It has about 10% of the carbon footprint of flame cremation, uses an eighth of the energy, and returns 25% to 30% more remains to the family. Direct cremation prices are about the same as flame cremation, sometimes a little higher.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-water-cremation.mp4</video:content_loc><video:duration>54</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-do-you-outline-a-memoir/</loc><lastmod>2026-11-13T15:13:06+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-do-you-outline-a-memoir-first.jpg</video:thumbnail_loc><video:title>How do you outline a memoir?</video:title><video:description>Start with a one-sentence hook that says what the book is about. Then write a three to five sentence synopsis. Next, list your chapters or plot points and write a few sentences under each. That outline guides the writing.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-do-you-outline-a-memoir.mp4</video:content_loc><video:duration>45</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-guardianship-in-minnesota/</loc><lastmod>2026-11-13T15:13:05+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-guardianship-in-minnesota-first.jpg</video:thumbnail_loc><video:title>What is guardianship in Minnesota?</video:title><video:description>Guardianship is when a court appoints a person or organization to make decisions for someone, now called the person subject to guardianship. It is an important tool, but Minnesota requires that less restrictive options be considered first.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-guardianship-in-minnesota.mp4</video:content_loc><video:duration>45</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-makes-memory-care-different/</loc><lastmod>2026-11-13T15:12:57+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-makes-memory-care-different-first.jpg</video:thumbnail_loc><video:title>What makes memory care different?</video:title><video:description>Memory care serves people with cognitive impairment. Units are usually smaller studios without a kitchenette, often arranged around a nursing station, and the area is secured to protect residents who may wander. Memory care is often part of assisted living, sometimes part of a nursing home.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-makes-memory-care-different.mp4</video:content_loc><video:duration>57</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-human-composting/</loc><lastmod>2026-11-13T15:12:55+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-human-composting-first.jpg</video:thumbnail_loc><video:title>What is human composting?</video:title><video:description>Human composting, or natural organic reduction, turns a body into soil over about six to eight weeks, much like backyard composting. It produces about a cubic yard of soil that the family can keep, scatter or use. Think of it as a cross between green burial and cremation.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-human-composting.mp4</video:content_loc><video:duration>39</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-do-you-publish-a-memoir/</loc><lastmod>2026-11-13T15:12:53+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-do-you-publish-a-memoir-first.jpg</video:thumbnail_loc><video:title>How do you publish a memoir?</video:title><video:description>You have three main paths. Self-publishing works well for family projects. Traditional publishing means finding an agent and a major publisher. In between are independent presses, some of which pay royalties on sales.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-do-you-publish-a-memoir.mp4</video:content_loc><video:duration>53</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/does-your-loved-one-really-need-a-guardian/</loc><lastmod>2026-11-13T15:12:51+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-does-your-loved-one-really-need-a-guardian-first.jpg</video:thumbnail_loc><video:title>Does your loved one really need a guardian?</video:title><video:description>Ask what problem guardianship would solve. If the person&apos;s care, meals and bills are handled, a guardian may not be needed. Services or a county waiver might meet the need instead. Consider whether your discomfort is worth someone losing their rights.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/does-your-loved-one-really-need-a-guardian.mp4</video:content_loc><video:duration>43</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-a-continuing-care-retirement-community/</loc><lastmod>2026-11-13T15:12:50+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-a-continuing-care-retirement-community-first.jpg</video:thumbnail_loc><video:title>What is a continuing care retirement community?</video:title><video:description>A continuing care retirement community lets you move in while independent and stay as your care needs grow, from assisted living up to skilled nursing. Many require a buy-in similar to buying a home, and some return part of it to your heirs. They take significant resources.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-a-continuing-care-retirement-community.mp4</video:content_loc><video:duration>50</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/is-human-composting-legal-in-minnesota/</loc><lastmod>2026-11-13T15:12:48+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-is-human-composting-legal-in-minnesota-first.jpg</video:thumbnail_loc><video:title>Is human composting legal in Minnesota?</video:title><video:description>Yes. Minnesota allows human composting, and the law treats the soil like cremated remains. That means you can scatter it anywhere you have the property owner&apos;s permission, such as a backyard garden or the cabin. There is no local provider yet, so a body can be flown to one.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/is-human-composting-legal-in-minnesota.mp4</video:content_loc><video:duration>52</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/where-do-people-get-stuck-telling-their-story/</loc><lastmod>2026-11-13T15:12:47+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-where-do-people-get-stuck-telling-their-story-first.jpg</video:thumbnail_loc><video:title>Where do people get stuck telling their story?</video:title><video:description>Talking about their own achievements. Many Minnesotans were raised not to brag, so childhood stories come easily but accomplishments do not. Interviewing family and friends for their perspective can help draw those stories out.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/where-do-people-get-stuck-telling-their-story.mp4</video:content_loc><video:duration>44</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-do-people-get-wrong-about-guardianship/</loc><lastmod>2026-11-13T15:12:46+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-do-people-get-wrong-about-guardianship-first.jpg</video:thumbnail_loc><video:title>What do people get wrong about guardianship?</video:title><video:description>That a guardian has a magic wand. A guardian can&apos;t simply fix problems like addiction or a messy room in a group home. People under guardianship are still adults with rights and choices, and a guardian&apos;s role has real limits.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-do-people-get-wrong-about-guardianship.mp4</video:content_loc><video:duration>52</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-a-skilled-nursing-facility/</loc><lastmod>2026-11-13T15:12:44+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-a-skilled-nursing-facility-first.jpg</video:thumbnail_loc><video:title>What is a skilled nursing facility?</video:title><video:description>A skilled nursing facility is what we used to call a nursing home. It is the highest level of care, a step above assisted living, with a nurse on site and available around the clock.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-a-skilled-nursing-facility.mp4</video:content_loc><video:duration>32</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/where-should-you-put-your-funeral-wishes/</loc><lastmod>2026-11-13T15:12:43+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-where-should-you-put-your-funeral-wishes-first.jpg</video:thumbnail_loc><video:title>Where should you put your funeral wishes?</video:title><video:description>Write them in your health care directive and name a person to be in charge of your funeral arrangements. That box is easy to skip, but it creates a direct line from your wishes to the person carrying them out. Talk with that person too, and consider planning ahead with a funeral home.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/where-should-you-put-your-funeral-wishes.mp4</video:content_loc><video:duration>51</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-long-should-an-obituary-be/</loc><lastmod>2026-11-13T15:12:42+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-long-should-an-obituary-be-first.jpg</video:thumbnail_loc><video:title>How long should an obituary be?</video:title><video:description>Aim for about 500 words. Most obituaries now run online without newspaper space limits, so 1,000 words is usually fine, but check the posting site&apos;s limits. Cutting much below 500 words can turn it into a fact sheet.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-long-should-an-obituary-be.mp4</video:content_loc><video:duration>42</video:duration><video:publication_date>2026-08-27T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/guardianship-or-supported-decision-making/</loc><lastmod>2026-11-13T15:12:40+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-guardianship-or-supported-decision-making-first.jpg</video:thumbnail_loc><video:title>Guardianship or supported decision-making?</video:title><video:description>Start with the problem you are trying to solve, then match a tool to it. Medical decisions may only need a health care directive. Benefit problems may only need an authorized representative. Courts require that less restrictive options be tried before guardianship.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/guardianship-or-supported-decision-making.mp4</video:content_loc><video:duration>41</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/does-hospice-mean-giving-up/</loc><lastmod>2026-11-13T15:12:39+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-does-hospice-mean-giving-up-first.jpg</video:thumbnail_loc><video:title>Does hospice mean giving up?</video:title><video:description>No. Hospice provides comfort care when a doctor says a person may have six months or less to live. It can happen at home or in any care setting, and some people improve enough to leave hospice. Medicare can cover it.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/does-hospice-mean-giving-up.mp4</video:content_loc><video:duration>56</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-do-you-start-the-end-of-life-talk/</loc><lastmod>2026-11-13T15:12:38+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-do-you-start-the-end-of-life-talk-first.jpg</video:thumbnail_loc><video:title>How do you start the end-of-life talk?</video:title><video:description>Start small. Conversation card decks like the Death Deck, Go Wish or Have the Talk of a Lifetime offer easy prompts about care, funerals and what matters most. Something novel, like a new burial option you heard about, can also open the door.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-do-you-start-the-end-of-life-talk.mp4</video:content_loc><video:duration>47</video:duration><video:publication_date>2026-10-22T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/who-should-be-a-supported-decision-maker/</loc><lastmod>2026-11-13T15:12:32+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-who-should-be-a-supported-decision-maker-first.jpg</video:thumbnail_loc><video:title>Who should be a supported decision-maker?</video:title><video:description>The person being supported chooses. Family can offer ideas and help, but the person decides who supports them, whether that is family, friends or a professional agency. The same goes when they name someone in a health care directive or as an authorized representative.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/who-should-be-a-supported-decision-maker.mp4</video:content_loc><video:duration>52</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/is-home-care-right-for-24-7-care-needs/</loc><lastmod>2026-11-13T15:12:30+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-is-home-care-right-for-24-7-care-needs-first.jpg</video:thumbnail_loc><video:title>Is home care right for 24/7 care needs?</video:title><video:description>Maybe not. When someone needs care around the clock, home care can fall short if a caregiver calls in sick and there is no backup. Someone also has to manage the providers, and 24/7 home care can cost more than a facility.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/is-home-care-right-for-24-7-care-needs.mp4</video:content_loc><video:duration>52</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/which-support-tools-get-overlooked/</loc><lastmod>2026-11-13T15:12:29+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-which-support-tools-get-overlooked-first.jpg</video:thumbnail_loc><video:title>Which support tools get overlooked?</video:title><video:description>Health care directives and powers of attorney are well known. Authorized representatives for county benefits and Social Security representative payees often surprise families, and they can provide help with money and benefits without a conservator.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/which-support-tools-get-overlooked.mp4</video:content_loc><video:duration>48</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-matters-most-when-choosing-a-facility/</loc><lastmod>2026-11-13T15:12:28+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-matters-most-when-choosing-a-facility-first.jpg</video:thumbnail_loc><video:title>What matters most when choosing a facility?</video:title><video:description>Quality of care. With so many people turning 65 and too few long-term care workers, a beautiful new building does not help much if it is short staffed. Ask about staffing, not only amenities.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-matters-most-when-choosing-a-facility.mp4</video:content_loc><video:duration>51</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/where-do-you-start-if-someone-needs-help/</loc><lastmod>2026-11-13T15:12:26+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-where-do-you-start-if-someone-needs-help-first.jpg</video:thumbnail_loc><video:title>Where do you start if someone needs help?</video:title><video:description>The county is usually a good place to start, whether that means a MnCHOICES assessment or in-home supports. If you are worried about someone&apos;s care, contact Adult Protection. An attorney can help when several areas need attention at once.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/where-do-you-start-if-someone-needs-help.mp4</video:content_loc><video:duration>44</video:duration><video:publication_date>2026-04-24T12:00:00-05:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-does-long-term-care-cost/</loc><lastmod>2026-11-13T15:12:24+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-does-long-term-care-cost-first.jpg</video:thumbnail_loc><video:title>What does long-term care cost?</video:title><video:description>It depends on the level of care. Genworth&apos;s 2024 cost of care survey put a private nursing home room at about $12,000 to $13,000 a month and assisted living at about $5,500 a month, though many families see higher assisted living costs.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-does-long-term-care-cost.mp4</video:content_loc><video:duration>53</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/how-do-you-pay-for-care-on-your-own/</loc><lastmod>2026-11-13T15:12:23+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-how-do-you-pay-for-care-on-your-own-first.jpg</video:thumbnail_loc><video:title>How do you pay for care on your own?</video:title><video:description>Usually with income first, such as Social Security, pensions and investment income. When that is not enough, assets come next. If those assets are in IRAs or other pre-tax accounts, withdrawals trigger income tax, so the mix of assets shapes your planning options.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/how-do-you-pay-for-care-on-your-own.mp4</video:content_loc><video:duration>57</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/is-it-too-late-for-long-term-care-insurance/</loc><lastmod>2026-11-13T15:12:22+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-is-it-too-late-for-long-term-care-insurance-first.jpg</video:thumbnail_loc><video:title>Is it too late for long-term care insurance?</video:title><video:description>It may be. Long-term care insurance should be purchased before a diagnosis. Once you have one, you may be turned down or offered a premium you can&apos;t afford. Policies often pay a fixed daily amount up to a lifetime limit.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/is-it-too-late-for-long-term-care-insurance.mp4</video:content_loc><video:duration>46</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/will-medicare-pay-for-a-nursing-home/</loc><lastmod>2026-11-13T15:12:20+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-will-medicare-pay-for-a-nursing-home-first.jpg</video:thumbnail_loc><video:title>Will Medicare pay for a nursing home?</video:title><video:description>Only for a limited time. Medicare pays for skilled nursing care after a three-day inpatient hospital stay followed by direct discharge to a skilled nursing facility. Observation status does not count. Days 1 to 20 have no copay; days 21 to 100 have a daily copay. Medicare does not pay for assisted living.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/will-medicare-pay-for-a-nursing-home.mp4</video:content_loc><video:duration>57</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/can-medicare-stop-paying-if-you-dont-improve/</loc><lastmod>2026-11-13T15:12:19+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-can-medicare-stop-paying-if-you-dont-improve-first.jpg</video:thumbnail_loc><video:title>Can Medicare stop paying if you don’t improve?</video:title><video:description>Not for that reason. Medicare can stop paying when skilled care is no longer reasonable and necessary. But after a federal case known as Jimmo, it can&apos;t deny coverage simply because you are not improving. A denial for lack of improvement goes against federal rules.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/can-medicare-stop-paying-if-you-dont-improve.mp4</video:content_loc><video:duration>32</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/will-medicare-pay-for-home-health-care/</loc><lastmod>2026-11-13T15:12:17+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-will-medicare-pay-for-home-health-care-first.jpg</video:thumbnail_loc><video:title>Will Medicare pay for home health care?</video:title><video:description>Yes, if you qualify. A doctor must order the care, it must be reasonable and necessary, you must be homebound and you must need skilled care, not just help with daily activities. Medicare can then cover about 28 to 35 hours a week of skilled nursing and home health aide services.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/will-medicare-pay-for-home-health-care.mp4</video:content_loc><video:duration>53</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/who-qualifies-for-medical-assistance/</loc><lastmod>2026-11-13T15:12:16+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-who-qualifies-for-medical-assistance-first.jpg</video:thumbnail_loc><video:title>Who qualifies for Medical Assistance?</video:title><video:description>In Minnesota, Medical Assistance (Medicaid) for long-term care requires that you be a Minnesota resident, be 65 or older, blind or disabled, need a nursing facility level of care, and meet the financial limits. Unlike Medicare, it is means tested.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/who-qualifies-for-medical-assistance.mp4</video:content_loc><video:duration>45</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/do-all-facilities-take-elderly-waiver/</loc><lastmod>2026-11-13T15:12:15+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-do-all-facilities-take-elderly-waiver-first.jpg</video:thumbnail_loc><video:title>Do all facilities take Elderly Waiver?</video:title><video:description>No. Not every assisted living or memory care facility accepts Elderly Waiver or Medical Assistance, and many require one to two years of private pay first. Ask each facility whether and when it accepts the program you plan to use.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/do-all-facilities-take-elderly-waiver.mp4</video:content_loc><video:duration>50</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-is-a-mnchoices-assessment/</loc><lastmod>2026-11-13T15:12:13+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-is-a-mnchoices-assessment-first.jpg</video:thumbnail_loc><video:title>What is a MnCHOICES assessment?</video:title><video:description>A MnCHOICES assessment is an evaluation by a county social worker or nurse to confirm that a person needs a nursing facility level of care, which is required for Elderly Waiver. In late 2025, some Twin Cities counties had waits of four to six months, so plan ahead.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-is-a-mnchoices-assessment.mp4</video:content_loc><video:duration>56</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/does-a-spouse-go-broke-paying-for-care/</loc><lastmod>2026-11-13T15:12:12+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-does-a-spouse-go-broke-paying-for-care-first.jpg</video:thumbnail_loc><video:title>Does a spouse go broke paying for care?</video:title><video:description>Not necessarily. Federal spousal impoverishment rules are meant to keep the spouse who stays at home, called the community spouse, from having to spend all of their money on the other spouse&apos;s long-term care.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/does-a-spouse-go-broke-paying-for-care.mp4</video:content_loc><video:duration>33</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/does-your-ira-count-for-medical-assistance/</loc><lastmod>2026-11-13T15:12:11+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-does-your-ira-count-for-medical-assistance-first.jpg</video:thumbnail_loc><video:title>Does your IRA count for Medical Assistance?</video:title><video:description>Yes. In Minnesota, an IRA or pension you can withdraw from counts as an available asset for Medical Assistance, even if taking the money out means paying income tax or a penalty. An asset counts if you have the legal right and ability to turn it into cash.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/does-your-ira-count-for-medical-assistance.mp4</video:content_loc><video:duration>49</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-assets-dont-count-for-medical-assistance/</loc><lastmod>2026-11-13T15:12:09+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-assets-dont-count-for-medical-assistance-first.jpg</video:thumbnail_loc><video:title>What assets don’t count for Medical Assistance?</video:title><video:description>Some assets are exempt, including one vehicle of any value and personal belongings. Your home is generally excluded too, though a home equity limit can apply to a single person receiving care at home. The cash value of life insurance policies can count above a small threshold.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-assets-dont-count-for-medical-assistance.mp4</video:content_loc><video:duration>55</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/can-you-move-assets-to-your-spouse/</loc><lastmod>2026-11-13T15:12:08+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-can-you-move-assets-to-your-spouse-first.jpg</video:thumbnail_loc><video:title>Can you move assets to your spouse?</video:title><video:description>Yes. Assets in the name of the spouse who needs care can move to the community spouse without a penalty. But moving an IRA between spouses means withdrawing it and paying income tax, so plan those moves carefully. Asset limits for each spouse change every January.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/can-you-move-assets-to-your-spouse.mp4</video:content_loc><video:duration>49</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/can-extra-assets-go-into-your-home/</loc><lastmod>2026-11-13T15:12:06+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-can-extra-assets-go-into-your-home-first.jpg</video:thumbnail_loc><video:title>Can extra assets go into your home?</video:title><video:description>Often, yes. A home where the community spouse lives is an excluded asset, so spending excess assets on improvements, like a new roof or a safer bathroom, can help with Medical Assistance eligibility while improving the home.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/can-extra-assets-go-into-your-home.mp4</video:content_loc><video:duration>49</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/what-can-you-prepay-before-medical-assistance/</loc><lastmod>2026-11-13T15:12:05+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-what-can-you-prepay-before-medical-assistance-first.jpg</video:thumbnail_loc><video:title>What can you prepay before Medical Assistance?</video:title><video:description>You can prepay a funeral, often through a life insurance policy tied to funeral costs, and buy burial spaces for immediate family. You can also pay off debts like a mortgage and prepay upcoming expenses like taxes, insurance and professional fees before applying.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/what-can-you-prepay-before-medical-assistance.mp4</video:content_loc><video:duration>51</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/do-small-gifts-count-for-medical-assistance/</loc><lastmod>2026-11-13T15:12:04+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-do-small-gifts-count-for-medical-assistance-first.jpg</video:thumbnail_loc><video:title>Do small gifts count for Medical Assistance?</video:title><video:description>Yes. Medical Assistance looks back five years before you apply. Any gift during that time, even birthday, wedding or graduation gifts, must be reported and can trigger a penalty period. There is no minimum amount that is safe to give.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/do-small-gifts-count-for-medical-assistance.mp4</video:content_loc><video:duration>45</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
<url><loc>https://everbrightlegacy.com/webinars/quick-answers/does-medical-assistance-have-to-be-paid-back/</loc><lastmod>2026-11-13T15:12:02+00:00</lastmod><video:video><video:thumbnail_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/qa-does-medical-assistance-have-to-be-paid-back-first.jpg</video:thumbnail_loc><video:title>Does Medical Assistance have to be paid back?</video:title><video:description>It can be. Through estate recovery, Minnesota adds up Medical Assistance paid for long-term care after age 55 and makes a claim against the estate after the death of the recipient or surviving spouse. The claim is paid from the estate, not from children&apos;s own assets.</video:description><video:content_loc>https://everbrightlegacy.com/wp-content/uploads/2026/11/does-medical-assistance-have-to-be-paid-back.mp4</video:content_loc><video:duration>43</video:duration><video:publication_date>2025-11-20T12:00:00-06:00</video:publication_date><video:family_friendly>yes</video:family_friendly></video:video></url>
</urlset>